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Constructing a portfolio

You wouldn’t throw a whole load of random ingredients into a bowl and expect a cake. An investment portfolio is no different.

A key determinant of successful long-term investing is about finding the ap-propriate assets that match your risk profile and that will place you on a path to achieving your goals, as well as then having the discipline and patience to wait for the strategy to pay off.

Different asset classes
Cash includes money in bank accounts, savings accounts and term deposits and can provide stable, low-risk income in the form of regular interest payments.

Shares are units of ownership interest in a corporation or financial asset that provide for an equal distribution in…

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