Here are 7 signs you’re on the right track
WITH THE cost of living and interest rates rising, a growing number of South Africans are struggling to manage their finances. Many are experiencing real financial stress.
But even in the best of times, managing your finances is hard. Every day you are making complex financial decisions, some of which carry huge ramifications, and there are more financial products and services available than ever before.
Navigating this minefield can be overwhelming and lead to financial anxiety. Being financially literate helps—but what does ‘financial literacy’ mean in practice? Here are seven signs that you’ve got the basics covered.
1. You track your cash flow
By tracking your cash flow on a regular basis, you’re ensuring that your expenses don’t exceed your income. In other words, you make sure you’re earning more than you spend.
A good sign you’ve successfully managed your cash flow is …
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