STORE CARDS HAVE MANY BENEFITS, BUT IT’S IMPORTANT TO USE THEM WISELY
There are many advantages to having a store card, but you need financial discipline to use it responsibly.
Store cards benefits
Store cards not only enable you to buy items as you need them—and, depending on the option chosen, potentially at zero interest—but they also offer benefits such as access to partner stores, membership to loyalty clubs, and exclusive benefits that are not extended to the general public.
These advantages include the following:
– Convenience: The application process is usually easy, and using your card to make purchases is a simple swipe away.
– Rewards: Discounts, ‘sneak previews’, and VIP sales events for cardholders can be a great help if you genuinely need the items purchased.
– Building your credit score: Making on-time payments and keeping your balance low can help build your credit score over time. Once you’re creditworthy, you’ll be better positioned to obtain preferential interest rates when borrowing.
– Special financing offers: Some store cards offer 0% interest for a certain period of time …
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