Monday, January 13, 2025

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Investing in a new interest rate environment

The economic landscape is changing, and your portfolio needs to adjust accordingly

MUCH LIKE a gardener anticipating the change of seasons, investors must prepare their portfolios for the coming changes in the global economic landscape.

Following the US Federal Reserve’s 50 basis points (bps) rate cut, the South African Reserve Bank cut rates by 25 bps for the first time in more than four years.

Yields of fixed income asset classes are declining globally (chart 1), and it’s safe to say that a rate-cutting cycle is underway. It is therefore essential to assess how these changes might impact various asset classes, and consider strategies to not only protect but also enhance returns...

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Tax

Stock Picks

3 stock picks from 2024: Where are they now?

What was predicted, and how they performed   Santam (SNT ZA) Featured in March 2024 Position:                         ...

Stock Market Education

Investing by the numbers

Understnding the countless ways in which economic indicators influence equity markets is paramount for informed investing.  These indicators provide vital clues about the current state and future direction of the global economy and local operating conditions that can impact company profits and investor sentiment.

Interpreting these indicators requires caution and a comprehensive approach, considering the broader economic and geopolitical context.

By keeping abreast of these indicators and their implications, investors can better navigate the ever-changing world of equity markets, making more informed and potentially lucrative investment decisions.

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The Psychology Of Shopping

Have you ever wondered why shops and shopping centres are laid out in a particular manner? It’s no accident. There’s a lot of psychology behind those clever designs. We take an irreverent swipe at shopping culture as the consumer fights back.

Retiring From Your Own Business

“Calling it a day” in your own business involves more than a grand party and the presentation of a gold watch.  Here’s what’s involved...

Why The ‘Life Stage’ Model Is A Load Of Rubbish!

Many investors (and their advisors) swear by the ‘life stage’ model of financial planning.  Here’s why this is a heresy that should be discarded. Many financial...

SARS’ Lie Detector Tests

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Making The Actual Move (1): Before You Leave

LETTERS FROM A SMALL ISLAND When moving to a new country, there’s a lot of preparation that needs to take place before you actually get...
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